Financing / Equipment financing
Equipment financing
Financing for the equipment itself. Vehicles, machinery, kitchen equipment, technology.
| Amounts | Up to 100% of the equipment cost |
|---|---|
| Terms | About 2 to 7 years |
| Collateral | The equipment |
| Time in business | Startups considered |
| Documents | Vendor quote or invoice |
| Personal credit | Usually 600+ |
| Priced as | APR |
How it works
The equipment secures the financing, so rates and terms are often better than unsecured options. Terms are usually matched to how long the equipment will last.
Depending on the structure, you own the equipment from day one or at the end of a lease.
A good fit when
- You have a quote for a specific piece of equipment.
- You want to keep cash free for operations.
What to watch for
- Compare loan and lease structures. End-of-lease buyout terms vary a lot.
- Ask about documentation fees and any required down payment.
Guidelines vary by funder and change over time. Meeting them does not guarantee approval, and some funders approve outside them. We'll tell you where your business stands after we review your application.
Other options
Fuel for what's next.
One application, multiple funders, and every offer explained in plain numbers. Applying is free, and there are never upfront fees.