Financing / Revenue-based financing
Revenue-based financing
Payments that rise and fall with your revenue. Businesses with steady sales that want payments to flex in slower months.
| Amounts | $10,000 to $500,000 |
|---|---|
| Typical term | About 4 to 18 months |
| Remittance | A set percentage of revenue |
| Time in business | Often 6 months or more |
| Revenue | Often $15,000+ per month |
| Personal credit | Flexible |
| Priced as | Factor rate |
How it works
Like a cash advance, the funder purchases a share of future revenue. Instead of a fixed debit, you remit an agreed percentage of revenue, so payments shrink when sales slow and grow when they pick up.
The total payback is fixed. What changes is how long it takes to reach it.
A good fit when
- Your revenue is seasonal or uneven.
- You value flexible payments over the lowest possible cost.
What to watch for
- The total payback is fixed, so check the offer for any early payoff terms.
- Confirm how revenue is verified. Some funders need bank or processor access.
Guidelines vary by funder and change over time. Meeting them does not guarantee approval, and some funders approve outside them. We'll tell you where your business stands after we review your application.
Other options
Fuel for what's next.
One application, multiple funders, and every offer explained in plain numbers. Applying is free, and there are never upfront fees.